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Thursday, September 13, 2018

What are Contingencies on a Contract? By Celina Vazquez

Contingencies are commonplace in contracts of all kinds. A contingency allows for one party or another to legally back out of a contract in the event of some specific condition occurring. They are protection against the unknown. In real estate, there can be contingencies inserted for either buyer or seller or both. These take many different forms and until removed in writing, either party may change their minds based on the result of the contingent event or issue.

Some examples of home buyer contingencies:

• Home inspections – condition of the home
• Specialty inspections – mold, geological, roof inspections
• Code Violations – an investigation into improvements made without permits
• Lender appraisal – ensures the offered price is not too high
• Sale of current home – allows the buyer to back out if they cannot sell their current home in specific time frame
• Final loan approval – loan is ready for signature and close
• HOA CC&Rs – review of documents to ensure rules and regulations do not infringe on enjoyment of property
• Insurability – home owner’s insurance available at a reasonable rate

Home sellers can also have contingencies included as well, such as one which states the sale is contingent on finding a replacement home. Contingencies are a fact of contract law. In real estate, they ensure that the offer is concluded as expected.

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Tuesday, September 11, 2018

Coming Soon! Rancho Cucamonga Home in Ridgeview Estates

Rancho Cucamonga, CA 91739

Presented

Celina Vazquez

Broker/Realtor

Celina Vazquez Broker/Realtor is proud to offer a desirable listing from the Ridgeview Estates Collections. Stunning two-story home located in the Ridgeview Estates of Rancho Cucamonga features over 2,400 Square Feet, 4 Bedroom, 3 Bathroom and 3 Car Garages. A great floor plan that is light and bright throughout. Gorgeous tite entry, large formal living room and separate formal dining room. The spacious family room has built-in cabinets, fireplace and French doors to the patio. Spectacular kitchen with stainless steel appliances, 6-burner Jenn-Air Stove, Jenn-Air 48” refrigerator and multi-cycle dishwasher. Large Island with granite slab and counter seating. Huge master suite with 2 walk-in closets and large master bathroom with dual vanities, spa tub and separate shower. The backyard yard is the perfect paradise for entertaining beautiful landscaped throughout. There is a sparkling blue swimming pool, spa and cozy stone fireplace. Ridgeview Estates is a desirable subdivision of Rancho Cucamonga. Los Osos High School, Day Creek Intermediate and John L Golden Elementary School are the designated schools for this area. Chaffey College is just minutes away. If you like the outdoors The Etiwanda Preserve is one of the outdoor parks located less than a mile from this house. This is a trail that features a waterfall and is primarily used for hiking, walking, and trail running. The Victoria Gardens is a beautiful shopping center pedestrian-oriented, open-air concept, mixed-used town center with stores such Macy’s, JcPenney, Bass Pro Shops, Express, Banana Republic, bebe, Brighton and many more. Great restaurants to dining in such BRIO Tuscan grille, California Pizza Kitchen, The Cheesecake Factory, Crepes de Paris, Lucille’s Smoke House, Bar-B-Que, Luna Mexican Grill, Yard House and many more. For showings please contact Celina Vazquez @ 909-697-0823 or celina@celinavazquezrealtor.com

Please Feel Free to call, text or click for more information!

We look forward to connecting with you soon!

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Friday, September 7, 2018

Jurupa Valley September 2018 Sky Country Monthly Newsletter

Jurupa Valley September 2018 Monthly Newsletter

Folklorico - September (4th - 25th)

Come join in the fun and learn different styles of dance from the regions of mexico. Beginner 4 week classes for boys and girls ages (6-14)
Cost: $40
Days: Thursdays
Time: 5-6 PM
Where: Jurupa Valley Recreation Center

SPARK Academy - September 4th

SPARK After School Program Participants will be provided with Study time, Play, Arts, and other recreational activities for kids.
Hours: School Dismissal - 6PM
Where: Sky Country Elementary
Cost: $190
Call: (951) 361 2090

Moonlight Cinema - September 8th

Location: Orchard Park
5900 Festival Way Eastvale, CA 92880
September 8th Join JCSD in a night of family fun watching some of your favorite movies under the stars.
Showing: Only The Brave
All movies are free and begin at dusk Connect with us @JCSDPARKS

Patriot Day - September 11th

9/11 Memorial Ceremony and Memorial of Silence
When: Tuesday September 11th @ 6:45AM
Where: Eastvale Firestation 27
7067 Hamner Ave, Eastvale CA 92880
Complimentary Breakfast Provided by Eastvale Chamber of Commerce

Fall Begins - September 22nd

Fall begins in the Northern Hemisphere when the Sun is perpendicular to the equator. This day has equal hours of day and night. The first day of fail is also called the Autumnal Equinox. In many areas it coincides with harvests. The first day of Fall happens between each year between September 22 and 24.

OktoberFest - September 22nd

According to tradition, beer tents at the Oktoberfest can only sell beer that has been brewed in Munich.
The six breweries allowed at the Oktoberfest include:
1) Augustiner
2) Hacker Pschorr
3) Hofbrau
4) Lowenbrau
5) Paulaner
6) Spaten

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Wednesday, September 5, 2018

The Difference Between a Pre-Qualification vs. Pre- Approval

There is plenty of real estate terms used in transactions. Needless-to-say it can be confusing

for both buyers and sellers trying to navigate the process. The home loan process might feel

overwhelming and difficult to understand. Both buyers and sellers find terms like “Pre-

Qualification” and “Pre-Approval” used interchangeably, it’s no wonder they find themselves

wondering how to proceed.

Pre-Qualification

The first step in obtaining a home loan is to meet with a lender and discussing their financial

situation. The lender will discuss income, job stability, debt and credit. Once they have

performed a basic review of the qualifications and run credit, they will issue a Pre-Qualification

Letter to the potential buyer. This letter will identify the maximum sales price, down payment

requirement and basic terms of the loan, such as interest rate.

The Pre-Qualification letter is used to provide evidence that the buyer has been reviewed by a

lender who is vouching for their ability to obtain a loan.

Pre-Approval

A Pre-Approval is quite different. In this case, the lender collects all the necessary information

and proof of eligibility and has it reviewed by the lender underwriter for approval. A Pre-

Approval letter is almost like shopping with cash, the only remaining piece of the puzzle is the

property they are buying.

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