Yeah! #agreed #silence #peace

via IFTTT

Yeah #madeinmexico #traditions #mexicanaconorgullo #rebosomexicano #jalisco

via IFTTT

Yes! #behappy for them #wishingthebestallthetime Even if you do not see them ❤️

via IFTTT

#not enough #words you know who you are #thank you

via IFTTT

#never #cierto

via IFTTT

Casi no se me nota 😂😂😂😂se disimular 😂😂😂 #stayawayfromme

via IFTTT

Y muy #cierto #bookworm #newbatch #coming

via IFTTT

Do You Know the Cost of NOT Owning Your Home?

Do You Know the Cost of NOT Owning Your Home? - Owning a home has great financial benefits, yet many continue renting! Today, let’s look at the financial reasons why owning a home of your own has been a part of the American Dream for as long as America has existed.

Zillow recently reported that:

“With Rents continuing to climb and interest rates staying low, many renters find themselves gazing over the homeownership fence and wondering if the grass really is greener. Leaving aside, for the moment, the difficulties of saving for a down payment, let’s focus on the monthly expenses of owning a home: it turns out that renters currently paying the median rent in many markets could afford to buy a higher-quality property than the typical (read: median-valued) home without increasing their monthly expenses.”

What proof exists that owning is financially better than renting?

1. The latest Rent Vs. Buy Report from Trulia pointed out the top 5 financial benefits of homeownership:

• Mortgage payments can be fixed while rents go up.
• Equity in your home can be a financial resource later.
• You can build wealth without paying capital gain.
• A mortgage can act as a forced savings account
• Overall, homeowners can enjoy greater wealth growth than renters.

2. Studies have shown that a homeowner’s net worth is 45x greater than that of a renter.

3. Just a few months ago, we explained that a family buying an average priced home at the beginning of 2017 could build more than $42,000 in family wealth over the next five years.

4. Some argue that renting eliminates the cost of taxes and home repairs, but every potential renter must realize that all the expenses the landlord incurs are already baked into the rent payment –along with a profit margin!!

Bottom Line

Owning a home has always been, and will always be, better from a financial standpoint than renting.

Home Value Calculator

Here

To See More Blogs Like This One Please Visit My Website 

Click Here

Looking For A New Home, Introducing Our New Neighborhood Pages With Listings from Over 60 Cities and Zip Codes.

For More Info Please Call 909-697-0823

or Visit

www.celinavazquezrealtor.com

#available #realestate #single #ranchocucamonga Celina Vazquez Broker/Realtor presents this gorgeous single-family house located in the beautiful Alta Loma area within minutes of the 210 Freeway. Featuring 3 bedrooms, 2 bathrooms and 2-car garage dis-attached with 1,640 Square Feet of living space and a 7,300 Square Feet lot. Large formal living room, large spacious kitchen and a huge family room with fireplace. This house is located less than a miler from the Red Hill Community Park, Jasper Elementary School, Alta Loma Junior High School and Alta Loma High School are the designated schools to this area. The #VictoriaGardens is a beautiful shopping center pedestrian-oriented, open-air concept, mixed-used town center with stores such Macy’s, #JcPenney, #BassProShops, #Express, Banana Republic, #bebe, Brighton and many more. Great restaurants to dinning in such BRIO Tuscan grille, California Pizza Kitchen, The #Cheesecake Factory, Crepes de Paris, #Lucille’s Smoke House, Bar-B-Que, #LunaMexicanGrill, Yard House and many more. For showings please contact Celina Vazquez @ 909-697-0823 or celina@celinavazquezrealtor.com

via IFTTT

#available #comingsoon #realestate #ranchocucamonga Celina Vazquez Broker/Realtor presents this elegant two –story located in a prestigious area of Rancho Cucamonga. With 2,943 Square Feet of living space in a 8,413 Square Feet lot this home features 4 bedrooms, 3 bathrooms, 3 car garage with direct access. Large open floor concept with a large kitchen island with seating, breakfast area and pantry, granite counters and plenty cabinetry for all the pots and pans. Built-in microwave, 5 burner cook top, double oven and multi-cycle dishwasher. Family room with open concept to the kitchen area, adjusted to the family room is the formal dining room. Large room/office room downstairs with a full bathroom. Large loft area in the second level perfect for a second entertainment center/ family room. Huge Master Bedroom with a huge master bath double sink, separate shower and tub. This beautiful property is located north of the 210 freeway and just minutes away from the Day Creek Park. The Etiwanda Preserve a great place for hiking is just minutes away from. John L Golden Elementary, Day Creek Intermediate School and Los Osos High School are the designated schools for this area. The #VictoriaGardens is a beautiful shopping center pedestrian-oriented, open-air concept, mixed-used town center with stores such Macy’s, #JcPenney, #BassProShops, #Express, Banana Republic, #bebe, Brighton and many more. Great restaurants to dinning in such BRIO Tuscan grille, California Pizza Kitchen, The #Cheesecake Factory, Crepes de Paris, #Lucille’s Smoke House, Bar-B-Que, #LunaMexicanGrill, Yard House and many more. For showings please contact Celina Vazquez @ 909-697-0823 or celina@celinavazquezrealtor.com

via IFTTT

#available #FORSALE #realestate #anza #celinavazquez Beautiful well maintained 3 bedroom and 2 bathrooms manufacture home with 1,620 Square Feet of living space and sitting in a flat land of 2.6 acres. Step into a very spacious floor plan with a large living room, formal dining room with open concept to the large kitchen. The guest rooms are roomy with great closets. Large master bedroom with a large master bathroom. There is a large barn/garage 27 x 37 with a workbench and electrical power. There is a private well 190’ and gets approximately 50 gallons of water per minute with a 5,000 gallon water storage tank. Lot is fully fenced and very close to main road. This home could be just perfect for that mini-horse ranch or your perfect country home. For more information contact Celina Vazquez @909-697-0823.

via IFTTT

#ComingSoon #available #elmonte Celina Vazquez Broker/ Realtor is proud to present this single story family residence located in the City of El Monte. This home features 4 bedrooms with 2 full bathrooms, 2-car garage detached, RV parking and large backyard. Spacious living room with open floor to the kitchen area. New interior paint throughout, beautiful wood floors and carpet throughout. This house is close to shopping centers, parks, and schools. For showings contact Celina Vazquez @909-697-0823.

via IFTTT

#available #openhouse Saturday, May 27th From 1:00 a 4:00 PM 1939 Holly Avenue Ontario, CA 91762 Look forward to see you there.

via IFTTT

#available #openhouse Saturday, May 27th From 1:00-4:00 PM Celina Vazquez Broker/ Realtor is proud to present this single story family residence located in the City of El Monte. This home features 4 bedrooms with 2 full bathrooms, 2-car garage detached, RV parking and large backyard. Spacious living room with open floor to the kitchen area. New interior paint throughout, beautiful wood floors and carpet throughout. This house is close to shopping centers, parks, and schools. For showings contact Celina Vazquez @909-697-0823.

via IFTTT

When you want to make an #statement #redshoes #goodthingstocome #mexicanaorgullosa #highenergy #beautifulstate #shoelover

via IFTTT

1939 Holly Ave Ontario CA 91762

1939 Holly Ave Ontario CA 91762

Open House presented by Celina Vazquez

1939 Holly Ave Ontario CA 91762

• 5 Bedroom
• 2 Bath
• 9,000 SF Lot
• Swimming Pool
• Two-Car garage

Save the date on Saturday May 27th 2017 from 1:00 PM - 4:00 PM Celina Vazquez will be hosting a open house for 1939 Holly Ave Ontario CA 91762. If you are looking for a 5 Bedroom, 2 Bath Two Story residence with a 2 car garage and large parkway, then look no further. Celina Vazquez Realtor/Broker presents this beautiful two story residence including a fireplace and swimming pool. Located on the south-side of Ontario California this beautiful homes features a spacious floor plan. Beautiful kitchen cabinets, adjacent to the kitchen is a large family room and wood-burning fireplace, spacious bedrooms with plush carpet and large wall-to-wall closets. The large corner backyard is perfect to hang your swing, sandbox, or continue the plant life with fruit trees already placed int he backyard next to the large swimming pool. This property is Located right around the Del Rancho Park and close to Schools such as Ontario High School, Ontario Maple Head Start/State Preschool, Oaks Middle School and De Anza Middle School.

It is also just seconds away from the Interstate 60 Freeway, and Main street of Euclid Ave.

If you wish to preview this house contact Celina Vazquez at 909-697-0823 or celina@celinavazquezrealtor.com or visit our website at www.celinavazquezrealtor.com.

Home Value Calculator

Here

To See More Blogs Like This One Please Visit My Website 

Click Here

Looking For A New Home, Introducing Our New Neighborhood Pages With Listings from Over 60 Cities and Zip Codes.

For More Info Please Call 909-697-0823

or Visit

www.celinavazquezrealtor.com

#pensamientosdetrifufadores #mexicanoorgulloso

via IFTTT

Seriously #angelface you make the most adorable door #decoration @b.suscarealtor loving it 😘😘😍😍#holidays #memorialday #festive

via IFTTT

Sometimes u just need to #smile and everything will be just #thewaythatneedstobe

via IFTTT

Totally #agreed #nosocialmedia #reallifeis

via IFTTT

When you working with #millenials and you expect a serious reply this is what you get #ohboy #myprideandjoy #millenialsbelike #givemepatiencelord 🤣🤣🤣🤣

via IFTTT

4 Tips for Effectively Making an Offer

4 Tips for Effectively Making an Offer

4 Tips for Effectively Making an Offer - So, you’ve been searching for that perfect house to call a ‘home,’ and you finally found one! The price is right, and in such a competitive market, you want to make sure that you make a good offer so that you can guarantee that your dream of making this house yours comes true!

Freddie Mac covered “4 Tips for Making an Offer” in their latest Executive Perspective. Here are the 4 tips they covered along with some additional information for your consideration:

1. Understand How Much You Can Afford

“While it's not nearly as fun as house hunting, fully understanding your finances is critical in making an offer.”

This ‘tip’ or ‘step’ should really take place before you start your home search process.

As we’ve mentioned before, getting pre-approved is one of many steps that will show home sellers that you are serious about buying, and will allow you to make your offer with the confidence of knowing that you have already been approved for a mortgage for that amount. You will also need to know if you are prepared to make any repairs that may need to be made to the house (ex: new roof, new furnace).

2. Act Fast

“Even though there are fewer investors, the inventory of homes for sale is also low and competition for housing continues to heat up in many parts of the country.” 

According to the latest Existing Home Sales Report, the inventory of homes for sale is currently at a 3.7-month supply; this is well below the 6-month supply that is needed for a ‘normal’ market. #Buyer demand has continued to outpace the supply of homes for sale, causing buyers to compete with each other for their dream homes.

Make sure that as soon as you decide that you want to make an offer, you work with your agent to present it as soon as possible.

3. Make a Solid Offer

Freddie Mac offers this advice to help make your offer the strongest it can be:

“Your strongest offer will be comparable with other sales and listings in the neighborhood. A licensed real estate agent active in the neighborhoods you are considering will be instrumental in helping you put in a solid offer based on their experience and other key considerations such as recent sales of similar homes, the condition of the house and what you can afford.”

Talk with your agent to find out if there are any ways that you can make your offer stand out in this competitive market!

4. Be Prepared to Negotiate

“It's likely that you'll get at least one counteroffer from the sellers so be prepared. The two things most likely to be negotiated are the selling price and closing date. Given that, you'll be glad you did your homework first to understand how much you can afford.

Your agent will also be key in the negotiation process, giving you guidance on the counteroffer and making sure that the agreed-to contract terms are met.”

If your offer is approved, Freddie Mac urges you to “always get an independent home inspection, so you know the true condition of the home." If the inspector uncovers undisclosed problems or issues, you can discuss any repairs that may need to be made with the seller, or cancel the contract.

Bottom Line 

Whether you’re buying your first home or your fifth, having a local professional on your side who is an expert in their market is your best bet in making sure the process goes smoothly. Happy House Hunting!

Home Value Calculator

Here

To See More Blogs Like This One Please Visit My Website 

Click Here

Looking For A New Home, Introducing Our New Neighborhood Pages With Listings from Over 60 Cities and Zip Codes
.

For More Info Please Call 909-697-0823

or Visit

www.celinavazquezrealtor.com

3 Reasons the Housing Market is NOT in a Bubble

3 Reasons the Housing Market is NOT in a Bubble

3 Reasons the Housing Market is NOT in a Bubble - With housing prices appreciating at levels that far exceed historical norms, some are fearful that the market is heading for another bubble. To alleviate that fear, we just need to look back at the reasons that caused the bubble ten years ago.

Last decade, demand for housing was artificially propped up because mortgage lending standards were way too lenient. People that were not qualified to purchase were able to obtain a mortgage anyway. Prices began to skyrocket. This increase in demand caused homebuilders in many markets to overbuild.

Eventually, the excess in new construction and the flooding of the market with distressed properties (foreclosures & short sales), caused by the lack of appropriate lending standards, led to the housing crash.

Where we are today…

1. If we look at lending standards based on the Mortgage Credit Availability Index released monthly by the Mortgage Bankers Association, we can see that, though standards have become more reasonable over the last few years, they are nowhere near where they were in the early 2000s.

2. If we look at new construction, we can see that builders are not “over building.” Average annual housing starts in the first quarter of this year were not just below numbers recorded in 2002-2006, they are below starts going all the way back to 1980.

3. If we look at home prices, most homes haven’t even returned to prices seen a decade ago. Trulia just released a report that explained:

“When it comes to the value of individual homes, the U.S. housing market has yet to recover. In fact, just 34.2% of homes nationally have seen their value surpass their pre-recession peak.”

Bottom Line

Mortgage lending standards are appropriate, new construction is below what is necessary and home prices haven’t even recovered. It appears fears of a housing bubble are over-exaggerated.

Home Value Calculator

Here

To See More Blogs Like This One Please Visit My Website 

Click Here

Looking For A New Home, Introducing Our New Neighborhood Pages With Listings from Over 60 Cities and Zip Codes.

For More Info Please Call 909-697-0823

or Visit
www.celinavazquezrealtor.com

Gallup: Real Estate is Best Long-Term Investment 4 Years Running

Gallup: Real Estate is Best Long-Term Investment 4 Years Running

Gallup: Real Estate is Best Long-Term Investment 4 Years Running - Every year, Gallup surveys Americans to determine their choice for the best long-term investment. Respondents are given a choice between real estate, stocks/mutual funds, gold, savings accounts/CDs, or bonds.

For the fourth year in a row, Real Estate has come out on top as the best long-term investment! This year’s results showed that 34% of Americans chose real estate, followed by stocks at 26%. The full results are shown in the chart below.

The study makes it a point to draw attention to the contrast of the sentiment over the last four years compared to that of 2011-2012, when gold took the top slot with 34% of the votes. Real estate and stocks took second and third place, respectively, while still in recovery from the Great Recession.

Bottom Line

As the real estate market has recovered, so has the belief of the American people in the stability of housing as a long-term investment.

Home Value Calculator

Here

To See More Blogs Like This One Please Visit My Website 

Click Here

Looking For A New Home, Introducing Our New Neighborhood Pages With Listings from Over 60 Cities and Zip Codes.

For More Info Please Call 909-697-0823

or Visit

www.celinavazquezrealtor.com

Seriously not sure what happened now he is taller than me #myprideandjoy #jrbirthday #myboy

via IFTTT

Late #lunch #crepesdeparis Welcome to stop by 😘

via IFTTT

Celebrating a very very #special day for me with my #favoriteman my #truelove of my #life my #niño😍 is not a #ninõ anymore Happy #birthday my little not so little #mani love you from here to the moon and back #jrbirthday

via IFTTT

Inventory Shortages Are Slowing Down the Market

Inventory Shortages Are Slowing Down the Market - The real estate market is moving more and more into a complete recovery. Home values are up. Home sales are up. Distressed sales (foreclosures and short sales) have fallen dramatically. It seems that 2017 will be the year that the housing market races forward again.

However, there is one thing that may cause the industry to tap the brakes: a lack of housing inventory. While buyer demand looks like it will remain strong throughout the summer, supply is not keeping up.

Here are the thoughts of a few industry experts on the subject:

Lawrence Yun, Chief Economist at NAR:

"Sellers are in the driver's seat this spring as the intense competition for the few homes for sale is forcing many buyers to be aggressive in their offers. Buyers are showing resiliency given the challenging conditions. However, at some point — and the sooner the better — price growth must ease to a healthier rate. Otherwise sales could slow if affordability conditions worsen."

Tom O’Grady, Pro Teck CEO

“The lack of inventory is very real and could have a severe impact on home sales in the months to come. Traditionally, a balanced market would have an MRI (Months Remaining Inventory) between six and 10 months.

This month, only eight metros we track have MRIs over 10, compared to 27 last year and 48 two years ago—illustrating that this lack of inventory is not being driven by traditionally ‘hot’ markets, but is rather a broad-based, national phenomenon.”

Ralph McLaughlin, Chief Economist at Trulia

“Nationally, housing inventory dropped to its lowest level on record in 2017 Q1. The number of homes on the market dropped for the eighth consecutive quarter, falling 5.1% over the past year.”

Freddie Mac

“Tight housing inventory has been an important feature of the housing market at least since 2016. For-sale housing inventory, especially of starter homes, is currently at its lowest level in over ten years. If inventory continues to remain tight, home sales will likely decline from their 2016 levels. …all eyes are on housing inventory and whether or not it will meet the high demand.”

Bottom Line

If you are thinking of selling, now may be the time. Demand for your house will be strongest at a time when there is very little competition. That could lead to a quick sale for a really good price.

Home Value Calculator

Here

To See More Blogs Like This One Please Visit My Website 

Click Here

Looking For A New Home, Introducing Our New Neighborhood Pages With Listings from Over 60 Cities and Zip Codes.

For More Info Please Call 909-697-0823

or Visit

www.celinavazquezrealtor.com