OPEN HOUSE! 857 S Loretta St Rialto CA 92376 MARCH 6TH & 7TH

OPEN HOUSE!
APRIL 6TH & 7TH

857 S Loretta St

Rialto, CA 92376

2 BEDROOMS | 1 BATHROOM | 2 CAR GARAGE 

994 SQ FT LIVINGS SPACE  | 3,520  SQ FT LOT

BUILT 1984

This gorgeous single story home in The Pepper Ridge Community of Rialto features 2 bedrooms, 1 bath and 2-car garage with direct access. A great floor plan that is light & bright throughout. Fully renovated kitchen with granite counters, stainless steel appliances, 4-burner stove and microwave, multi-cycle dishwasher and plenty of cabinetry for all your pots and pans.  Gleaming hardwood and tile floors throughout. Spacious master bedroom with hardwood floors and crown molding.  Gorgeous backyard with a beautiful patio and built wet-bar.

This property is very close to shopping centers, schools, and parks. Jehue Middle School and Rialto High School are the designated schools of the area.

For more information about this property contact Celina Vazquez @909-697-0823.

#CELINAVAZQUEZREALTOR #RIALTO #RIALTOHIGHSCHOOL

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For Sale! 857 S Loretta St Rialto CA 92376 By Celina Vazquez

For Sale!!!

857 S Loretta Street

Rialto, CA

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$ Click for current price
2 BEDROOMS | 1 Baths (1 full ) BATHROOMS | 994 SqFt

For Sale!

857 S Loretta St

Rialto, CA 92376

2 Bedrooms

1 Bath

2 Car Garage

994 SqFt

3,520 Sq Ft Lot

Built 1984

This gorgeous single story home in The Pepper Ridge Community of Rialto features 2 bedrooms, 1 bath and 2-car garage with direct access. A great floor plan that is light & bright throughout. Fully renovated kitchen with granite counters, stainless steel appliances, 4-burner stove and microwave, multi-cycle dishwasher and plenty of cabinetry for all your pots and pans.  Gleaming hardwood and tile floors throughout. Spacious master bedroom with hardwood floors and crown molding.  Gorgeous backyard with a beautiful patio and built wet-bar.

This property is very close to shopping centers, schools, and parks. Jehue Middle School and Rialto High School are the designated schools of the area.

For more information about this property contact Celina Vazquez @909-697-0823.

For more information or private view please contact

www.celinavazquezrealtor.com

Home Value Calculator

Here

To See More Blogs Like This One Please Visit My Website

Click Here

Read More About My Services and How I Can Help

Here on my Yelp Page

For More Info Please Call 909-697-0823

or Visit

www.celinavazquezrealtor.com

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Celina Vazquez

Realtor
Celina Vazquez Broker
909-697-0823
Licensed In: CA
License #: 01736989

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Which Homes Have Appreciated the Most?

Which Homes Have Appreciated the Most? - Home values have risen dramatically over the last twelve months. The latest Existing Home Sales Report from the National Association of Realtors puts the annual increase in the median existing-home price at 7.1%. CoreLogic, in their most recent Home Price Insights Report, reveals that national home prices have increased by 6.9% year-over-year.

The CoreLogic report broke down appreciation even further into four different price categories:

1. Lower Priced Homes: priced at 75% or less of the median
2. Low-to-Middle Priced Homes: priced between 75-100% of the median
3. Middle-to-Moderate Priced Homes: priced between 100-125% of the median
4. High Price Homes: priced greater than 125% of the median

Here is how each category did in 2016:

Bottom Line

The lower priced homes (which are more in demand) appreciated at greater rates than the homes at the upper ends of the spectrum.

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Mortgage Interest Rates Went Up Again… Should I Wait to Buy?

Mortgage Interest Rates Went Up Again… Should I Wait to Buy? - Mortgage interest rates, as reported by Freddie Mac, have increased over the last several weeks. Freddie Mac, along with Fannie Mae, the Mortgage Bankers Association and the National Association of Realtors, is calling for mortgage rates to continue to rise over the next four quarters.

This has caused some purchasers to lament the fact they may no longer be able to get a rate below 4%. However, we must realize that current rates are still at historic lows.

Here is a chart showing the average mortgage interest rate over the last several decades.

Bottom Line

Though you may have missed getting the lowest mortgage rate ever offered, you can still get a better interest rate than your older brother or sister did ten years ago, a lower rate than your parents did twenty years ago, and a better rate than your grandparents did forty years ago.

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Over Half of All Buyers Are Surprised by Closing Costs

Over Half of All Buyers Are Surprised by Closing Costs - According to a recent survey conducted by ClosingCorp, over half of all homebuyers are surprised by the closing costs required to obtain their mortgage.

After surveying 1,000 first-time and repeat homebuyers, the results revealed that 17% of homebuyers were surprised that closing costs were required at all, while another 35% were stunned by how much higher the fees were than expected.

“Homebuyers reported being most surprised by mortgage insurance, followed by bank fees and points, taxes, title insurance and appraisal fees.”

Bankrate.com recently gathered closing cost data from lenders in every state and Washington, D.C. to be able to share the average costs in each state. The map below was created using the closing costs on a $200,000 mortgage with a 20% down payment.

Keep in mind that if you are in the market for a home above this price range. your costs could be significantly more. According to Freddie Mac,

“Closing costs are typically between 2 and 5% of your purchase price.”

Bottom Line

Speak with your lender and agent early and often to determine how much you’ll be responsible for at closing. Finding out that you’ll need to come up with thousands of dollars right before closing is not a surprise anyone is ever looking forward to.

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How Long Do Most Families Stay in Their Home?

How Long Do Most Families Stay in Their Home?

How Long Do Most Families Stay in Their Home? - The National Association of Realtors (NAR) keeps historical data on many aspects of homeownership. One of the data points that has changed dramatically is the median tenure of a family in a home. As the graph below shows, for over twenty years (1985-2008), the median tenure averaged exactly six years. However, since 2008, that average is almost nine years – an increase of almost 50%.

Why the dramatic increase?

The reasons for this change are plentiful!

The fall in home prices during the housing crisis left many homeowners in a negative equity situation (where their home was worth less than the mortgage on the property). Also, the uncertainty of the economy made some homeowners much more fiscally conservative about making a move.

With home prices rising dramatically over the last several years, 93.7% of homes with a mortgage are now in a positive equity situation with 79.1% of them having at least 20% equity, according to CoreLogic.

With the economy coming back and wages starting to increase, many homeowners are in a much better financial situation than they were just a few short years ago.

One other reason for the increase was brought to light during a recent presentation by Lawrence Yun, the Chief Economist of NAR, at the Realtor’s Summit in San Diego, CA. Yun pointed to the fact that historically, young homeowners who were either looking for more space to accommodate their growing family or looking for a better school district were more likely to move more often (every 5 years). The homeownership rate among young families, however, has still not caught up to previous generations resulting in the jump we have seen in median tenure!

What does this mean for housing?

Many believe that a large portion of homeowners are not in a house that is best for their current family circumstances. They could be baby boomers living in an empty, four-bedroom colonial, or a millennial couple planning to start a family that currently lives in a one-bedroom condo.

These homeowners are ready to make a move. Since the lack of housing inventory is a major challenge in the current housing market, this could be great news.

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