SOMEDAY SOON JAR - CELINA VAZQUEZ

SOMEDAY SOON JAR

Write down what you're missing the most. Soon you'll be able to enjoy it again!

How to have fun activities and connect deeply with our family during #COVID-19

Get your bucket list jar to help kids dream of their post COVID-19 adventures. 

Launch your very own SOMEDAY SOON JAR Project! 

A way to stay positive and keep your kids busy with great vision.

How to make your Someday Soon Jar

1- You can use any jar, (mason jar) basket, box or container around your home.

2- Label your jar or container with a "SOMEDAY SOON JAR"

3- Every time your family wishes you "could do something, go somewhere, treat yourselves, see someone you love, visit a new place or invite people to visit." Write it down on a piece of paper, and put it in your jar. 

4- When COVID-19's stay at home order is lifted and when it is safe to resume regular functions, begin enjoying the activities listed inside your jar. You SOMEDAY SOON has arrived! 

JUST LISTED!!!! 5528 PACIFIC CREST PL- RANCHO CUCAMONGA CA 91739

JUST LISTED!!!

5528 PACIFIC CREST PL

RANCHO CUCAMONGA, CA 91739

A RIDGEVIEW ESTATES HOME

www.5528pacificcrestpl.com

5528 Pacific Crest Place

Rancho Cucamonga, CA 91739

4 Bedrooms 

3 Bathrooms

3 Car Garage

2326 Sq Ft  

12,000 Lot Sq Ft

Built In 1996 

Celina Vazquez Broker/Realtor is proud to offer a desirable listing from the Ridgeview Estates Collections. A stunning two-story home located in the Ridgeview Estates of Rancho Cucamonga features over 2,400 Square Feet, 4 Bedroom, 3 Bathroom, and 3 Car Garages. A great floor plan that is light and bright throughout. Gorgeous title entry, large formal living room, and separate formal dining room. The spacious family room has built-in cabinets, fireplace and French doors to the patio. Spectacular kitchen with stainless steel appliances, 6-burner Jenn-Air Stove, Jenn-Air 48” refrigerator and multi-cycle dishwasher. Large Island with granite slab and counter seating. Huge master suite with 2 walk-in closets and large master bathroom with dual vanities, spa tub, and separate shower. The backyard yard is the perfect paradise for entertaining beautiful landscaped throughout. There is a sparkling blue swimming pool, spa, and cozy stone fireplace.  Ridgeview Estates is a desirable subdivision of Rancho Cucamonga. Los Osos High School, Day Creek Intermediate and John L Golden Elementary School are the designated schools for this area. Chaffey College is just minutes away. If you like the outdoors The Etiwanda Preserve is one of the outdoor parks located less than a mile from this house. This is a trail that features a waterfall and is primarily used for hiking, walking, and trail running.  The Victoria Gardens is a beautiful shopping center pedestrian-oriented, open-air concept, mixed-use town center with stores such Macy’s, JcPenney, Bass Pro Shops, Express, Banana Republic, Brighton and many more. Great restaurants to dinning in such BRIO Tuscan grille, California Pizza Kitchen, The Cheesecake Factory, Crepes de Paris, Lucille’s Smoke House, Bar-B-Que, Luna Mexican Grill, Yard House and many more.  For showings please contact Celina Vazquez @ 909-697-0823 or celina@celinavazquezrealtor.com

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Home Value Calculator

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JUST LISTED! 12716 COLONNADE DR, RANCHO CUCAMONGA CA 91739 FOR SALE BY CELINA VAZQUEZ

JUST LISTED!

WWW.COLONNADEDRIVE.COM

RANCHO CUCAMONGA, CA 91739

Celina Vazquez Broker/Realtor Brings to you another Premier Property located in The #VictoriaArbors of #RanchoCucamonga. This 2,840 Square Foot Home features 4 bedrooms, 3 full bathrooms, 3-Car Garage. One #bedroom is downstairs with a full bathroom. Gorgeous entrance with a large formal living room and formal dining room perfect for entertainment. The #beautiful #kitchen has large island, tile counters, built-in oven, high-performance built-in microwave and cooktop and large pantry. #Family room is adjacent to the #kitchen with cozy #fireplace. The #breathtaking master suite with sitting room and walk-in closets. Outstanding master bath with powder room, separate shower, his-and-hers vanities and oval tub.

If you love to #entertain this is the perfect home with the gorgeous backyard with a beautiful sparkling blue swimming pool, #BBQ #Island and outdoor fireplace.  This home has a large drive way and RV parking.

#Grapeland Elementary School, Etiwanda Intermediate School and #RanchoCucamongaHigh School are the designated schools of this area. The 15 Freeway, 10 Freeway and 210 Freeway are within minutes of this home.

The #VictoriaGardens is a beautiful shopping center pedestrian-oriented, open-air concept, mixed-used town center with stores such Macy’s, #JcPenney, #BassProShops, #Express, Banana Republic, #bebe, Brighton and much more. Great restaurants to dining in such BRIO Tuscan grill, California Pizza Kitchen, The #Cheesecake Factory, Crepes de Paris, #Lucille’s Smoke House, Bar-B-Que, #LunaMexicanGrill, Yard House and much more. 

 For showings please contact Celina Vazquez @ 909-697-0823 or celina@celinavazquezrealtor.com

Over Half of All Buyers Are Surprised by Closing Costs

Over Half of All Buyers Are Surprised by Closing Costs - According to a recent survey conducted by ClosingCorp, over half of all homebuyers are surprised by the closing costs required to obtain their mortgage.

After surveying 1,000 first-time and repeat homebuyers, the results revealed that 17% of homebuyers were surprised that closing costs were required at all, while another 35% were stunned by how much higher the fees were than expected.

“Homebuyers reported being most surprised by mortgage insurance, followed by bank fees and points, taxes, title insurance and appraisal fees.”

Bankrate.com recently gathered closing cost data from lenders in every state and Washington, D.C. to be able to share the average costs in each state. The map below was created using the closing costs on a $200,000 mortgage with a 20% down payment.

Keep in mind that if you are in the market for a home above this price range. your costs could be significantly more. According to Freddie Mac,

“Closing costs are typically between 2 and 5% of your purchase price.”

Bottom Line

Speak with your lender and agent early and often to determine how much you’ll be responsible for at closing. Finding out that you’ll need to come up with thousands of dollars right before closing is not a surprise anyone is ever looking forward to.

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Where Are the Home Prices Heading in the Next 5 Years?

Where Are the Home Prices Heading in the Next 5 Years?

Where Are the Home Prices Heading in the Next 5 Years? - Today, many real estate conversations center on housing prices and where they may be headed. That is why we like the Home Price Expectation Survey.

Every quarter, Pulsenomics surveys a nationwide panel of over one hundred economists, real estate experts, and investment & market strategists about where they believe prices are headed over the next five years. They then average the projections of all 100+ experts into a single number.

The results of their latest survey:

Home values will appreciate by 4.4% over the course of 2017, 3.4% in 2018, 2.8% in 2019, 2.7% in 2020, and 2.8% in 2021. That means the average annual appreciation will be 3.22% over the next 5 years.

The prediction for cumulative appreciation fell from 21.4% to 17.3% by 2021. The experts making up the most bearish quartile of the survey are projecting a cumulative appreciation of 6.3%.

Bottom Line

Individual opinions make headlines. We believe this survey is a fairer depiction of future values.

To See Your Home Value Click The Link Below

What's My Home Worth?

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The Impact of Homeownership on Family Health

The Impact of Homeownership on Family Health - The National Association of Realtors recently released a study titled 'Social Benefits of Homeownership and Stable Housing.’ The study confirmed a long-standing belief of most Americans:

“Owning a home embodies the promise of individual autonomy and is the aspiration of most American households. Homeownership allows households to accumulate wealth and social status, and is the basis for a number of positive social, economic, family and civic outcomes.”

Today, we want to cover the section of the report that quoted several studies concentrating on the impact homeownership has on the health of family members. Here are some of the major findings on this issue revealed in the report:

• There is a strong positive relationship between living in poor housing and a range of health problems, including respiratory conditions such as asthma, exposure to toxic substances, injuries and mental health. Homes of owners are generally in better condition than those of renters.
• Findings reveal that increases in housing wealth were associated with better health outcomes for homeowners.
• Low-income people who recently became homeowners reported higher life satisfaction, higher self-esteem, and higher perceived control over their lives.
• Homeowners report higher self-esteem and happiness than renters. For example, homeowners are more likely to believe that they can do things as well as anyone else, and they report higher self-ratings on their physical health even after controlling for age and socioeconomic factors.
• Renters who become homeowners not only experience a significant increase in housing satisfaction but also obtain a higher satisfaction even in the same home in which they resided as renters.
• Social mobility variables, such as the family financial situation and housing tenure during childhood and adulthood, impacted one’s self-rated health.
• Homeowners have a significant health advantage over renters, on average. Homeowners are 2.5 percent more likely to have good health. When adjusting for an array of demographic, socioeconomic, and housing–related characteristics, the homeowner advantage is even larger at 3.1 percent.

Bottom Line

People often talk about the financial benefits of homeownership. As we can see, there are also social benefits of owning your own home.

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Are You 1 of the 59 Million Planning to Buy This Year?

Are You 1 of the 59 Million Planning to Buy This Year? - According to a survey conducted by Bankrate.com, one in four Americans are considering buying a home this year. If this statistic proves to be true, that means that 59 million people will be looking to enter the housing market in 2017.

The survey also revealed 3 key takeaways:

1. Those most likely to buy are ‘Older Millennials’ (ages 27-36) or ‘Generation X’ (ages 37-52)
2. Minorities, particularly African-Americans, were twice as likely to respond that they were considering purchasing a home this year than white respondents.
3. Many potential buyers believe they need to put 20% down and need to have perfect credit to own and are unaware of programs that would allow them to buy now.

Holden Lewis, a mortgage analyst for Bankrate.com, pointed to one big reason why many Americans are starting to consider homeownership:

“Having kids and raising a family is a primary reason why Americans take the leap into homeownership—many consider it a key component of the American dream.”

Bottom Line

If buying a home is a part of your dream for 2017, let’s get together to determine if you are able to.

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US Housing Market Is Moving into 'Buy Territory'!

US Housing Market Is Moving into 'Buy Territory'! - According to the Beracha, Hardin & Johnson Buy vs. Rent (BH&J) Index, the U.S. # housing # market has continued to move deeper into buy territory, supporting the belief that # housing # markets across the country remain a sound investment.

The BH&J Index is a quarterly report that attempts to answer the question:

In today’s housing market, is it better to rent or buy a home?

The index examines the entire US housing # market and then isolates 23 major cities for comparison. The researchers “measure the relationship between purchasing property and building wealth through a buildup in equity versus renting a comparable property and investing in a portfolio of stocks and bonds.” 

While most of the metropolitan markets examined moved further into buy territory (16 of the 23), markets like Dallas, Denver, and Houston are currently deep into rent territory. In these three markets, it is estimated that renting will top homeownership 7 out of 10 times.

Due to a lack of inventory, the home prices in the Dallas, Denver, and Houston areas have increased by 11.6%, 8.3%, and 6.6% respectively. Home prices in these areas will begin to return to more normal levels once residents realize that renting is not the best option, therefore bringing home affordability back as well.

Bottom Line

The majority of the country is strongly in buy # territory. Buying a # home makes sense socially and financially, as rents are predicted to increase substantially in the next year. Protect yourself from rising rents by locking in your # housing cost with a # mortgage payment now.

To Find Out More About the Study: The BH&J Index and other FAU real estate activities are sponsored by Investments Limited of Boca Raton. The BH&J Index is published quarterly and is available online at http://business.fau.edu/buyvsrent.

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The Great News About Rising Prices for Homeowners

The Great News About Rising Prices for Homeowners - Recently there has been a lot of talk about # home prices and if they are accelerating too quickly. As we mentioned before, in some areas of the country, seller supply (homes for sale) cannot keep up with the number of buyers out looking for a # home, which has caused prices to rise.

The great news about rising prices, however, is that according to CoreLogic’s US Economic Outlook, the average American # household gained over $11,000 in equity over the course of the last year, largely due to home value increases.

The map below was created using the same report from CoreLogic and shows the average equity gain per mortgaged home from June 2015 to June 2016 (the latest data available).

For those who are worried that we are doomed to repeat 2006 all over again, it is important to note that # homeowners are investing their new-found equity in their # homes and themselves, not in depreciating assets.

The added equity is helping families put their # children through # college, invest in starting small businesses, allowing them to pay off their mortgage sooner or move up to the home that will better suit their needs now.

Bottom Line

CoreLogic predicts that home prices will appreciate by another 5% by this time next year. If you are a homeowner looking to take advantage of your home equity by moving up to your dream home, let's get together to discuss your options!

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Here Are Some Home Listed in the 
Jurupa Valley Area

Sales at Highest Pace in 10 Years! 

Highlights:

• 5.45 million existing #homes were #sold in 2016! This is the highest mark set since 2006.
• Inventory of existing #homes for sale dropped to a 3.6-month supply, the lowest level since NAR began tracking in 1999.
• The median price of #homes sold in December was $232,200. This is the 58th consecutive month of year-over-year price gains.
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Thinking of Making an Offer? 4 Tips for Success

So you’ve been searching for that perfect #house to call a ‘home,’ and you finally found one! The price is right, and in such a competitive #market that you want to make sure you make a good #offer so that you can guarantee your dream of making this house yours comes true!

#Freddie Mac covered “4 Tips for Making an Offer” in their latest #Executive Perspective. Here are the 4 Tips they covered along with some additional information for your consideration:

1. Understand How Much You Can Afford

“While it's not nearly as fun as house hunting, fully understanding your finances is critical in making an offer.”

This ‘tip’ or ‘step’ really should take place before you start your home search process.

As we’ve mentioned before, getting pre-approved is one of many steps that will show #home sellers that you are serious about #buying, and will allow you to make your offer with the confidence of knowing that you have already been approved for a mortgage for that amount. You will also need to know if you are prepared to make any repairs that may need to be made to the house (ex: new roof, new furnace).

2. Act Fast

“Even though there are fewer investors, the inventory of homes for sale is also low and competition for housing continues to heat up in many parts of the country.”

According to the latest Existing Home Sales Report, the inventory of homes for sale is currently at a 3.6-month supply; This is well below the 6-month supply that is needed for a ‘normal’ market. Buyer demand has continued to outpace the supply of homes for sale, causing buyers to compete with each other for their dream homes.

Make sure that as soon as you decide that you want to make an offer, you work with your agent to present it as soon as possible.

3. Make a Solid Offer

#Freddie Mac offers this advice to help make your offer the strongest it can be:

“Your strongest offer will be comparable with other sales and listings in the neighborhood. A licensed real estate agent active in the neighborhoods you are considering will be instrumental in helping you put in a solid offer based on their experience and other key considerations such as recent sales of similar homes, the condition of the house and what you can afford.”

Consider ways of making your offer stand out! Many #buyers write a personal letter to the seller letting them know how much they would love to be the new homeowners. Your agent will be able to help you figure out if there are any other ways your offer could stand out above the rest.

4. Be Prepared to Negotiate

“It's likely that you'll get at least one counteroffer from the sellers so be prepared. The two things most likely to be negotiated are the selling price and closing date. Given that, you'll be glad you did your homework first to understand how much you can afford.

Your agent will also be key in the negotiation process, giving you guidance on the counteroffer and making sure that the agreed-to contract terms are met.”

If your offer is approved, #Freddie Mac urges you to “always get an independent home inspection, so you know the true condition of the home." If the inspection uncovers undisclosed problems or issues, you can discuss any repairs that may need to be made, with the seller, or cancel the contract.

Bottom Line 

Whether buying your first home or your fifth, having a local #professional on your side who is an expert in their market is your best bet to make sure the process goes smoothly. Happy House Hunting!

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OPEN HOUSE - 6154 LAUREL BLOSSOM PL RC CA 91739, SUNDAY, JANUARY 29TH FROM 12:30- 3:00 PM BY CELINA VAZQUEZ

OPEN HOUSE 

6154 LAUREL BLOSSOM PL

RANCHO CUCAMONGA, CA 91739

SUNDAY, JANUARY 29TH, 2017 

FROM 12:30- 3:00 PM

Celina Vazquez Broker/Realtor will be hosting an Open House on This Exquisite Two-Story Home Located in the Exclusive Area of Carriage Estates of #Rancho Cucamonga that features 4,224 Square Feet of Living Space in a 21,847 Square Feel lot with 4 bedrooms, office, loft, and 4.25 bathrooms, 4 Car-Garage, #Swimmingpool and Jacuzzi. A dramatic double door entry features a gorgeous formal living room with large windows for natural light and formal #diningroom. The fabulous kitchen features all stainless steel appliances, large island with the cook top in the center & counter seating, all custom #cabinets, light granite counters and large pantry.  The family room with cozy #fireplace is adjacent to the kitchen and has slider door to the gorgeous backyard. The breathtaking master-suite is located in the first floor with a fabulous master bath that has separate walk-in closets, 2 vanities, tub and shower. There is an additional den/office down stairs. There is a large loft area in second level that can be use as large entertainment center or living room. There is one bathroom for each bedroom upstairs. The beautiful swimming pool and Jacuzzi are perfect for the hot summer time.  This gorgeous house is located just minutes of the 210 Freeway; The Victoria Gardens Shopping Mall is just 10 minutes away. The #VictoriaGardens Shopping Center is just 10 minutes away. The #VictoriaGardens is a beautiful shopping center pedestrian-oriented, open-air concept, mixed-used town center with stores such Macy’s, #JcPenney, #BassProShops, #Express, Banana Republic, #bebe, Brighton and many more. Great restaurants to dining in such #BRIO Tuscan grille, #California Pizza Kitchen, The #Cheesecake Factory, #CrepesDeParis, #Lucille’s Smoke House, Bar-B-Que, #LunaMexicanGrill, #YardHouse and many more. John L Golden, Day Creek Intermediate, Los Osos High School are the designated schools for this area. #CelinaVazquez Broker/Realtor will be hosting an Open House Sunday, January 29^th, 2017 From 12:00 PM to 3:00 PM stop by and take a look or for private showing contact Celina Vazquez at 909-697-0823.