JUST LISTED!!!! 5528 PACIFIC CREST PL- RANCHO CUCAMONGA CA 91739

JUST LISTED!!!

5528 PACIFIC CREST PL

RANCHO CUCAMONGA, CA 91739

A RIDGEVIEW ESTATES HOME

www.5528pacificcrestpl.com

5528 Pacific Crest Place

Rancho Cucamonga, CA 91739

4 Bedrooms 

3 Bathrooms

3 Car Garage

2326 Sq Ft  

12,000 Lot Sq Ft

Built In 1996 

Celina Vazquez Broker/Realtor is proud to offer a desirable listing from the Ridgeview Estates Collections. A stunning two-story home located in the Ridgeview Estates of Rancho Cucamonga features over 2,400 Square Feet, 4 Bedroom, 3 Bathroom, and 3 Car Garages. A great floor plan that is light and bright throughout. Gorgeous title entry, large formal living room, and separate formal dining room. The spacious family room has built-in cabinets, fireplace and French doors to the patio. Spectacular kitchen with stainless steel appliances, 6-burner Jenn-Air Stove, Jenn-Air 48” refrigerator and multi-cycle dishwasher. Large Island with granite slab and counter seating. Huge master suite with 2 walk-in closets and large master bathroom with dual vanities, spa tub, and separate shower. The backyard yard is the perfect paradise for entertaining beautiful landscaped throughout. There is a sparkling blue swimming pool, spa, and cozy stone fireplace.  Ridgeview Estates is a desirable subdivision of Rancho Cucamonga. Los Osos High School, Day Creek Intermediate and John L Golden Elementary School are the designated schools for this area. Chaffey College is just minutes away. If you like the outdoors The Etiwanda Preserve is one of the outdoor parks located less than a mile from this house. This is a trail that features a waterfall and is primarily used for hiking, walking, and trail running.  The Victoria Gardens is a beautiful shopping center pedestrian-oriented, open-air concept, mixed-use town center with stores such Macy’s, JcPenney, Bass Pro Shops, Express, Banana Republic, Brighton and many more. Great restaurants to dinning in such BRIO Tuscan grille, California Pizza Kitchen, The Cheesecake Factory, Crepes de Paris, Lucille’s Smoke House, Bar-B-Que, Luna Mexican Grill, Yard House and many more.  For showings please contact Celina Vazquez @ 909-697-0823 or celina@celinavazquezrealtor.com

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Thinking of Selling? Now Is the Time to Act

Thinking of Selling? Now Is the Time to Act - If you thought about selling your house this year, now may be the time to do it. The inventory of homes for sale is well below historic norms and buyer demand is skyrocketing. We were still in high school when we learned the concept of supply and demand: the best time to sell something is when supply of that item is low and demand for that item is high. That defines today’s real estate market.

Jonathan Smoke, Chief Economist at realtor.com, revealed in a recent article that:

“The biggest challenge to buyers this spring will be simply finding a home to buy and getting it successfully under contract. That’s because the supply of homes for sale is at an all-time low, and yet demand is strong and getting stronger.”

Smoke goes on to say:

“We started the year with the lowest inventory of homes available for sale that we’ve ever seen on realtor.com. While we did see inventory grow 2% in February, total inventory was down 11% over last year.”

In this type of market, a seller may hold a major negotiating advantage when it comes to price and other aspects of the real estate transaction including the inspection, appraisal and financing contingencies.

Bottom Line

As a potential seller, you are in the driver’s seat right now. It might be time to hit the gas.

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The Foreclosure Crisis: 10 Years Later

The Foreclosure Crisis: 10 Years Later

The Foreclosure Crisis: 10 Years Later - CoreLogic recently released a report entitled, United States Residential Foreclosure Crisis: 10 Years Later, in which they examined the years leading up to the crisis all the way through to present day.

With a peak in 2010 when nearly 1.2 million homes were foreclosed on, over 7.7 million families lost their homes throughout the entire foreclosure crisis.

Dr. Frank Nothaft, Chief Economist for CoreLogic, had this to say,

“The country experienced a wild ride in the mortgage market between 2008 and 2012, with the foreclosure peak occurring in 2010. As we look back over 10 years of the foreclosure crisis, we cannot ignore the connection between jobs and homeownership. A healthy economy is driven by jobs coupled with consumer confidence that usually leads to homeownership.”

Since the peak, foreclosures have been steadily on the decline by nearly 100,000 per year all the way through the end of 2016, as seen in the chart below.

If this trend continues, the country will be back to 2005 levels by the end of 2017.

Bottom Line

As the economy continues to improve, and employment numbers increase, the number of completed foreclosures should continue to decrease.

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Have You Saved Enough for Closing Costs?

Sellers Have You Saved Enough for Closing Costs?

There are many potential #homebuyers, and even # sellers, who believe that they need at least a 20% down #payment in order to buy a #home or move on to their next #home. Time after time, we have dispelled this myth by showing that many loan programs allow you to put down as little as 3% (or 0% with a VA loan).

If you have saved up your down #payment and are ready to start your home search, one other piece of the puzzle is to make sure that you have saved enough for your closing costs.

Freddie Mac defines closing costs as:

“Closing costs, also called settlement fees, will need to be paid when you obtain a mortgage. These are fees charged by people representing your purchase, including your lender, real estate agent, and other third parties involved in the transaction. Closing costs are typically between 2 and 5% of your purchase price.”

We’ve recently heard from many first-time #homebuyers that they wished that someone had let them know that closing costs could be so high. If you think about it, with a low down #payment #program, your closing costs could equal the amount that you saved for your down payment.

Here is a list of just some of the fees/costs that may be included in your closing costs, depending on where the home you wish to purchase is located:

• Government recording costs
• Appraisal fees
• Credit report fees
• Lender origination fees
• Title services (insurance, search fees)
• Tax service fees
• Survey fees
• Attorney fees
• Underwriting fees

Is there any way to avoid paying closing costs?

Work with your lender and real estate agent to see if there are any ways to decrease or defer your closing costs. There are no-closing mortgages #available, but they end up costing you more in the end with a higher interest rate, or by wrapping the closing costs into the total cost of the mortgage (meaning you’ll end up paying interest on your closing costs).

Home #buyers can also negotiate with the seller over who pays these fees. Sometimes the seller will agree to assume the buyer’s closing fees to get the deal finalized, which is known in the industry as ‘seller’s concession.’

Bottom Line

Speak with your lender and agent early and often to determine how much you’ll be responsible for at #closing. Finding out you’ll need to come up with #thousands of #dollars right before closing is not a surprise anyone is ever looking forward to.

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