JUST LISTED!!!! 5528 PACIFIC CREST PL- RANCHO CUCAMONGA CA 91739

JUST LISTED!!!

5528 PACIFIC CREST PL

RANCHO CUCAMONGA, CA 91739

A RIDGEVIEW ESTATES HOME

www.5528pacificcrestpl.com

5528 Pacific Crest Place

Rancho Cucamonga, CA 91739

4 Bedrooms 

3 Bathrooms

3 Car Garage

2326 Sq Ft  

12,000 Lot Sq Ft

Built In 1996 

Celina Vazquez Broker/Realtor is proud to offer a desirable listing from the Ridgeview Estates Collections. A stunning two-story home located in the Ridgeview Estates of Rancho Cucamonga features over 2,400 Square Feet, 4 Bedroom, 3 Bathroom, and 3 Car Garages. A great floor plan that is light and bright throughout. Gorgeous title entry, large formal living room, and separate formal dining room. The spacious family room has built-in cabinets, fireplace and French doors to the patio. Spectacular kitchen with stainless steel appliances, 6-burner Jenn-Air Stove, Jenn-Air 48” refrigerator and multi-cycle dishwasher. Large Island with granite slab and counter seating. Huge master suite with 2 walk-in closets and large master bathroom with dual vanities, spa tub, and separate shower. The backyard yard is the perfect paradise for entertaining beautiful landscaped throughout. There is a sparkling blue swimming pool, spa, and cozy stone fireplace.  Ridgeview Estates is a desirable subdivision of Rancho Cucamonga. Los Osos High School, Day Creek Intermediate and John L Golden Elementary School are the designated schools for this area. Chaffey College is just minutes away. If you like the outdoors The Etiwanda Preserve is one of the outdoor parks located less than a mile from this house. This is a trail that features a waterfall and is primarily used for hiking, walking, and trail running.  The Victoria Gardens is a beautiful shopping center pedestrian-oriented, open-air concept, mixed-use town center with stores such Macy’s, JcPenney, Bass Pro Shops, Express, Banana Republic, Brighton and many more. Great restaurants to dinning in such BRIO Tuscan grille, California Pizza Kitchen, The Cheesecake Factory, Crepes de Paris, Lucille’s Smoke House, Bar-B-Que, Luna Mexican Grill, Yard House and many more.  For showings please contact Celina Vazquez @ 909-697-0823 or celina@celinavazquezrealtor.com

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Measuring Your Ability to Achieve the American Dream

Measuring Your Ability to Achieve the American Dream - Forbes.com recently released the results of their new American Dream Index, in which they measure “the prosperity of the middle class, and…examine which states best support the American Dream.”

The monthly index measures several different economic factors, including goods-producing employment, personal and commercial bankruptcies, building permits, startup activity, unemployment insurance claims, labor force participation, and layoffs.

The national index score was rounded out to 100 in January and saw a modest jump to 100.5 in February.

Alaska represented the lowest score on the index at 80.7, due mostly to the recent collapse in oil prices. Nevada came in with the highest score at 108.8, boosted by big gains in goods-producing jobs and new construction activity. The full results can be seen in the map below.

Forbes Senior Editor Kurt Badenhausen explained why many states saw a boost in the index last month:

“[B]usinesses are hiring in part in anticipation of tax cuts and less regulation... Many areas of the country have experienced strong upticks in employment and construction, as well as declines in unemployment claims since the start of the year.”

Bottom Line

The American Dream, for many, includes being able to own a home of his or her own. With the economy improving in many areas of the country, that dream can finally become a reality.

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Thinking of Selling? Now Is the Time to Act

Thinking of Selling? Now Is the Time to Act - If you thought about selling your house this year, now may be the time to do it. The inventory of homes for sale is well below historic norms and buyer demand is skyrocketing. We were still in high school when we learned the concept of supply and demand: the best time to sell something is when supply of that item is low and demand for that item is high. That defines today’s real estate market.

Jonathan Smoke, Chief Economist at realtor.com, revealed in a recent article that:

“The biggest challenge to buyers this spring will be simply finding a home to buy and getting it successfully under contract. That’s because the supply of homes for sale is at an all-time low, and yet demand is strong and getting stronger.”

Smoke goes on to say:

“We started the year with the lowest inventory of homes available for sale that we’ve ever seen on realtor.com. While we did see inventory grow 2% in February, total inventory was down 11% over last year.”

In this type of market, a seller may hold a major negotiating advantage when it comes to price and other aspects of the real estate transaction including the inspection, appraisal and financing contingencies.

Bottom Line

As a potential seller, you are in the driver’s seat right now. It might be time to hit the gas.

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Is This the Year to Move Up to Your Dream Home? If So, Do it Early

It appears that #Americans are regaining faith in the #U.S. #economy. The following indexes have each shown a dramatic jump in consumer confidence in their latest surveys:

1. The #University of #Michigan Consumer Sentiment Index
2. National Federation of Independent Businesses' Small Business Optimism Index
3. CNBC All-America Economic Survey
4. The Conference Board Consumer Confidence Survey

It usually means good news for the #housing #market when the #country sees an optimistic #future. People begin to dream again about the home their #family has always wanted, and some make plans to finally make that #dream come true.

If you are considering moving up to your #dream #home, it may be better to do it earlier in the year than later. The two components of your monthly mortgage payment (home prices and interest rates) are both projected to increase as the year moves forward, and interest rates may increase rather dramatically. Here are some predictions on where rates will be by the end of the year:

HSH.com:

“We think that conforming 30-year fixed rates probably make it into the 4.625 percent to 4.75 percent range at some point during 2017 as a peak.”

Svenja Gudell, Zillow’s Chief Economist:

“I wouldn’t be surprised if the 30-year fixed mortgage rate hits 4.75 percent.”

Mark Fleming, the Chief Economist at First American:

“[I see] mortgage rates getting much closer to 5 percent at the end of next year.”

Lawrence Yun, NAR Chief Economist:

“By this time next year, expect the 30-year fixed rate to likely be in the 4.5 percent to 5 percent range.”

Bottom Line

If you are feeling good about your family’s #economic #future and are #considering making a move to your dream home, doing it sooner rather than later makes the most sense.

11545 Pampus Drive Jurupa Valley CA 91752 House For Rent Horse Property

HOUSE FOR RENT

Beautiful #Ranch-Style property located in the very #desirable #community of #SkyCountry of #JurupaValley, #California. A single story horse property features 4 #bedrooms, 2 full bathrooms and bonus room. Spacious open floor concept with a large fully remodeled kitchen with new cabinets, new #granite counter tops and new appliances. Large #family room with cozy brick #fireplace and open to the dining area, there is bonus room that can be utilize as a 5 bedroom or use as a #family room. Spacious bedrooms with ceiling fans and wall-to-wall closets, master bedroom has a large master bath fully #remodeled. The large patio overlooks the ½ acre lot. There is new paint, new #carpet in the #bedrooms area and fully remodeled bathrooms. #SkyCountry is a ranch-style community conveniently located with close proximity of the 15, 60, 10 and 91 freeway. Its location is very advantageous for business commuters who travel to major employment to #Riverside, #SanBernardino, Los Angeles and Orange County. The #Metrolink station-running rail serves to the greater Los Angeles area. #SkyCountry Community offers large estates size lots and are #equestrian #properties in a rural environmental but within minutes from the city. #Laramore Park is an #Equestrian Park located inside of #SkyCountry Community which facility is available for you to drop-in use and can follow the #horse trails across Sky Country. The Santa Ana River is within minutes, which has a facility available to park your truck and trailer for the day and access the horse trails along the river. #JurupaValleyHighSchool, #MiraLoma Middle School, and #SkyCountry Elementary are the schools designated to the Sky Country Community. #Wineville &  #Vernola #Family #Park are located within minutes of the house. The #Eastvale Gateway shopping center is a power center with stores like #HomeDepot, Best Buys, Target, #Homegoods, #DressBarn and fine #restaurants for dinning like #Carino’s Italian Restaurant, #OnTheBorder, #PacificFishGrill and Applebees are just less than 2 miles away. The #Vernola Shopping Center with stores like #Kirkland, Lowe’s, Bed Bath & Beyond, Ross, are just 2 minutes away from this gorgeous home. The Big League Dream Park is another park just around the corner from Sky Country and right next to Jurupa Valley High School. Horse communities are scattered throughout the #InlandEmpire and #SkyCountry Community is one of them. In a city where lot sizes have shrunk steadily for the past two decades, this is a great opportunity to obtain your #SkyCountry, #JurupaValley home with great land. Contact #CelinaVazquez at 909-697-0823 or email at celinalvz@gmail.com to schedule a showing. 

Think All Millennials Live in Their Parent's Basement? Think Again!

According to the Census Bureau, #millennials have overtaken #baby #boomers as the largest generation in U.S. History. #Millennials, or America's youth born between 1982-2000, now represent more than one quarter of the nation’s population, totaling 83.1 million.

There has been a lot of talk about how, as a #generation, #millennials have ‘failed to launch’ into adulthood and have delayed moving out of their family’s home. Some experts have even questioned whether or not #millennials want to move out.

The great news is that not only do #millennials want to move out… they are moving out! The National Association of Realtors (NAR)recently released their 2016 Profile of Home Buyers and Sellers in which they revealed that 61% of all first-time homebuyers were millennials in 2015!  

The median age of all first-time buyers in 2015 was 31 years old. 

Here is chart showing the breakdown by age:

Many social factors have contributed to millennials waiting to buy their first home. The latest Census results show that the median age of Americans at the time of their first marriage has increased significantly over the last 60 years, from 23 for men & 20 for women in 1955, to 29 & 27, respectively, in 2015.

Those who went to #college and took out student loans are finally paying them off, as the terms on traditional student loans are 10 years. This means that a large portion of the generation is making its last loan payments and is working toward saving for a first home.

As a whole, the first-time #homebuyer share increased to 35% of all #buyers, up from 32% in 2014. Not all #millennials are first-time #buyers, they also made up 12% of all repeat buyers!

Bottom Line

Millennials will continue to drive the #housing market next year, as well as in the years to come. As more and more realize that owning a home is within their grasp, they will flock to own their piece of the American Dream. Are you ready to buy your first or even second home?

Thinking of Selling? Don’t Overlook an Outdated Kitchen, Buyers Won’t

If you are planning on listing your home for sale, make sure that you don’t overlook the condition of your kitchen. A recent article on realtor.com listed “7 Signs Your Kitchen Is Way Overdue for a Renovation,” in which they warned:

“Dated kitchens—just like bathrooms—are a major barrier for resale. Buyers want modern amenities and styling, and most aren’t interested in renovating post-purchase.”

Kitchen remodels can be pricey, with many complete remodels costing $20,000 or more. But not every kitchen needs a full remodel. There are many smaller projects that will help buyers see themselves trying their favorite Pinterest recipe in your home!

Here are a couple of project ideas that, if you’re handy or know someone who is, could end up boosting your home’s value without breaking the bank:

• Are the cabinets in good shape but need an update? A new coat of paint and some updated hardware will instantly freshen up the space and drastically change the feel of the room all for under $300.
• A new backsplash to match the freshly painted cabinets updates the space and adds some style while staying under $200, depending on the size of the room.
• If the kitchen seems dark, consider adding LED under cabinet lighting for around $40.
• If replacing the countertops in the kitchen isn’t within your budget, consider using a top coat to cover the current countertops.

If you decide to complete a full remodel of your outdated kitchen, you can expect a 67% return on a $30,000 upgrade (the national median cost). The benefits of a kitchen remodel aren’t purely financial, according to Houselogic:

“Eighty-two percent of homeowners said their updated kitchen gave them a greater desire to be at home, and 95% were happy or satisfied with the result.”

Bottom Line

Kitchens and bathrooms are often make or break for buyers when touring a home or searching through photo galleries online. Let’s get together to identify which small projects could pay off big!

Building Your Families Wealth Over The Next 5 years

Over the next five years, home prices are expected to appreciate 3.24% per year on average and to grow by 21.4% cumulatively, according to Pulsenomics’ most recent Home Price Expectation Survey.

So, what does this mean for homeowners and their equity position?

As an example, let’s assume a young couple purchases and closes on a $250,000 home in January. If we look at only the projected increase in the price of that home, how much equity will they earn over the next 5 years?

Since the experts predict that home prices will increase by 4.0% this year alone, the young homeowners will have gained over $10,000 in equity in just one year.

Over a five-year period, their equity will increase by over $43,000! This figure does not even take into account their monthly principal mortgage payments. In many cases, home equity is one of the largest portions of a family’s overall net worth.

Bottom Line

Not only is homeownership something to be proud of, but it also offers you and your family the ability to build equity you can borrow against in the future. If you are ready and willing to buy, let’s get together to find out if you are able to, today!

Student Loans = Higher Credit Scores

According to a recent analysis by CoreLogic, Millennial renters (aged 20-34) who have student loan debt also have higher credit scores than those who do not have student loans.

This may come as a surprise, as there is so much talk about student loans burdening Millennials and holding them back from many milestones that previous generations have been able to achieve (i.e. homeownership, investing for retirement).

CoreLogic used the information provided on rental applications and the applicants’ credit history from credit bureaus to determine if there was a correlation between student loan debt and credit scores.

The analysis concluded that:

“Student loan debt did not prevent millennials from access to credit even though it may delay their homebuying decisions.”

In fact, those with a higher amount of debt actually had higher credit scores.

“Renters with student loan debt have higher average credit scores than those without; and those with higher debt amounts have higher average credit scores than those with lower student loan debt amounts.”

Bottom Line

Millennials are on pace to become the most educated generation in our nation’s history, with that comes a pretty big bill for education. But there is a light at the end of the tunnel:

“Despite the fact that student loan debt has grown into the nation’s second largest consumer debt, following mortgage, and has created a significant financial burden for millennials, it does not appear to prevent millennials from accessing credit.”

SEA QUE USTED ALQUILE O COMPRE: DE CUALQUIER MANERA, ESTA PAGANDO UNA HIPOTECA

Sea que usted alquile o compre: de cualquier manera, está pagando una hipoteca

Hay algunos inquilinos que aún no han comprado una casa porque están incomodos con la obligación de una hipoteca. Todo el mundo debe darse cuenta que, a menos que usted viva con sus padres libres de alquiler, usted está pagando una hipoteca – ya sea la suya o la de su arrendador.

Como propietario, su pago hipotecario es una forma de ‘ahorros forzados’ que le permite crear plusvalía en su casa que usted puede utilizar más adelante. como inquilino, usted garantiza que su arrendador sea la persona con la plusvalía.

¿Está usted listo para poner el costo de su vivienda a trabajar para usted?

Christina Boyle, Vice presidente de Head of Single-Family Sales & Relationship Management en Freddie Mac, Explicó otro beneficio de asegurar una hipoteca vs. Pagar alquiler:

“Con una tasa hipotecaria fija a 30 años, usted tendrá la certeza y la estabilidad de saber cuál será su pago hipotecario para los próximos 30 años – a diferencia de los alquileres que continuarán aumentando durante las próximas tres décadas”.

En conclusión,

Esta temporada de los días festivos, ¿Por qué no darse a usted mismo el regalo de ser propietario de vivienda? Asegure los gastos de su vivienda para los próximos 30 años y dese la garantía que usted es la persona creando patrimonio.

Cualquier pregunta llamar a Celina Vazquez @ 909-697-0823

5 Reasons Why Homeownership Is a Good Financial Investment - Celina Vazquez

5 Reasons Why Homeownership Is a Good Financial Investment

According to a recent report by Trulia, “buying is cheaper than renting in 100 of the largest metro areas by an average of 37.7%.” That may have some thinking about buying a home instead of signing another lease extension. But, does that make sense from a financial perspective?

In the report, Ralph McLaughlin, Trulia’s Chief Economist explains:

“Owning a home is one of the most common ways households build long-term wealth, as it acts like a forced savings account. Instead of paying your landlord, you can pay yourself in the long run through paying down a mortgage on a house.”

The report listed five reasons why owning a home makes financial sense:

1. Mortgage payments can be fixed while rents go up.
2. Equity in your home can be a financial resource later.
3. You can build wealth without paying capital gains.
4. A mortgage can act as a forced savings account.
5. Overall, homeowners can enjoy greater wealth growth than renters.

Bottom Line

Before you sign another lease, let’s get together and discuss all your options.

Call Celina Vazquez at 909-697-0823